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Apply for Mercedes-Benz Financing Online

Our pre-qualification is a quick and easy way to see where you stand before you step foot in our showroom. Take a few minutes and complete our secure online application from the comfort of your own home today.


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Auto Financing Has Never Been Easier

When you choose Mercedes-Benz of Delray for your auto financing needs, you can expect:

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Easy Credit

Regardless of your credit situation, chances are we can find a lender and a program to fit your budget.

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Worry-Free Financing

We offer a wide range of finance and lease programs with a menu that makes financing with us clear and simple.

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Straightforward Pricing

You'll receive a great price on new and pre-owned vehicles. So you'll save time and get a great value.


Frequently Asked Questions

Is it better to lease or buy a car?

It depends. Leases and loans are simply two different methods of automotive financing. One finances the use of a vehicle; the other finances the total cost of a vehicle. Each has its own benefits and drawbacks. It's not possible to simply say that one is always better than the other because it depends on your own particular situation and preferences. You must not only look at the financial comparisons but also at your own personal priorities and what's important to you.

Do you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year? Leasing might be the best option.

Do you like to keep your car for longer than three years, drive more than 10,000 miles per year, or enjoy modifying or customizing your car? You should probably consider purchasing your next vehicle.


Lease vs Buy

Can I trade in my car that's not paid off?

In a word: yes. Trading in a financed vehicle is very common. There are a few things to still be aware of though.

If you are underwater with your current loan (you owe more than your car is worth), the negative equity will be added to the new loan.

If you are not underwater, the remaining loan balance will simply be deducted from the value of your trade-in.

In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In fact, we will even buy your car from you regardless if you buy a vehicle from us!


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How much should a car down payment be?

It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments.

You don't necessarily need to have this cash on hand though. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment.

If you are interested in having the lowest possible down payment, taking advantage of our low or no money down lease specials may be your best option. Check out our current lease offers today or contact us for more information.


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Can I finance a pre-owned car?

Absolutely! We offer financing on all of our vehicles, both new and pre-owned. In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. So when you finance a pre-owned vehicle through us, not only are you are more likely to get approved, you will probably get better loan terms too.

Get pre-approved for pre-owned vehicle financing today with our online finance application, then be sure to check out our complete selection of pre-owned cars, trucks, and SUVs for sale near you!

View Pre-Owned Inventory

Can I get a car loan with bad credit?

Yes! Thanks to our worry-free financing, we are able to offer new and pre-owned vehicle financing to almost everyone, regardless of your current credit situation! Chances are we can find a lender and a financing plan that works for you.

In fact, you can even apply for a car loan from the comfort of your own home today with our fast and secure online finance application. If you have any questions, feel free to give us a call to speak with one of our knowledgeable finance team members. We are dedicated to getting you behind the wheel of a new or pre-owned vehicle regardless of your credit score.


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Mercedes-Benz Protection Plans

Your vehicle is a big investment, so it's important to keep it protected. Mercedes-Benz of Delray offers an array of protection plans to help you with mechanical breakdowns, routine maintenance, and unexpected emergencies such as vehicle theft, flat tires, road hazards, spills, and dents. Drive with the peace of mind knowing that your car is protected.

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Shopping Tools


Mercedes-Benz Payment Calculator

Use our calculator tool to estimate your monthly payment amount if you know the price of the vehicle you're looking to finance or how much you want to spend in total.


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Mercedes-Benz Special Offers

Mercedes-Benz of Delray offers a variety of lease specials and financing offers on popular Mercedes-Benz models. Getting behind the wheel of a Mercedes-Benz has never been easier.


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We'll Buy Your Car

Get a free certified offer and turn your car, truck, or SUV into cash today. Your offer is guaranteed for 7 days or 500 miles at any AutoNation location across the country.*


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Shop by Monthly Payment

Have a monthly payment amount in mind? Our affordability calculator allows you to shop for new and pre-owned vehicles within your monthly budget.**



Your Trusted Mercedes-Benz Finance Center in Delray Beach

Mercedes-Benz of Delray

Finance a Mercedes-Benz in Delray Beach, FL

You've found the Mercedes-Benz vehicle that fits your style and personal needs. Now it's time to meet with the finance team at our Mercedes-Benz of Delray dealership. Our finance experts are ready to answer all your auto loan and leasing questions.

From current lease offers and interest rates to monthly payments and down payment options, we'll design a Mercedes-Benz finance package specifically for you.

Serving Delray Beach, Boynton Beach, and Boca Raton, we're located on the northwest corner of SW 10th Avenue and Linton Boulevard. 

Our phone number is (561) 291-6095.

Mercedes-Benz Specials and Lease Specials Near Me

Our dealership offers a competitive selection of auto financing and Mercedes-Benz lease offers on models like C-Class and E-Class sedans, the GLA SUV or the GLC 300 Coupe. 

A common question we hear from our customers is whether it's better to lease or buy a new Mercedes-Benz vehicle. It really depends on your personal preferences and needs.

Benefits of Leasing

Latest tech: Drive new vehicles with the latest technology every two or three years

Lease-end options: Flexibility to return or buy your leased vehicle

Savings: Sales tax is not based on the vehicle's value so there are potential savings

Payments: On average, lease payments are lower

Benefits of Financing

No limits: No yearly mileage restrictions

More options: Down payments, monthly payments, and car loan terms-anywhere from 24 to 72 months-can be adjusted for individual needs

Customizable: Unless parts are genuine Mercedes-Benz accessories, leased vehicles cannot be altered

Finance pre-owned cars: Vehicles up to five model years old are eligible for Mercedes-Benz financing

Contact the finance center help desk to ask about finance options for any Mercedes-Benz model, including the S-Class, GLE, and the sporty SLC roadster.

How To Finance a Mercedes-Benz Vehicle

If we're not open, you can start the finance process using our secure online application. You'll be asked to enter your contact and personal information. Then one of our Mercedes-Benz Financial Services (MBFS) experts will contact you to discuss your options.

Concerned how your credit score may affect your ability to finance a new car? Through relationships with other lenders, Mercedes-Benz of Delray can find competitive rates for any bad credit situation.

If you have questions about a car loan, don't hesitate to call our Finance Department at (561) 291-6095. Our goal is to get you behind the wheel of the new or pre-owned vehicle that you're searching for in a hassle-free and convenient manner.

We'll Buy Your Car

Receive a certified offer that's guaranteed for seven days or 500 additional miles. Even if you don't purchase a vehicle at our Mercedes-Benz dealership, we'll buy your trade-in.

Visit Mercedes-Benz of Delray in Delray Beach, FL

If you're looking for more value, we have a premium selection of Certified Pre-Owned and pre-owned cars. Once you find a vehicle that fits your needs, contact us at (561) 291-6095 to schedule a test drive.


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Your privacy is important to us.

Mercedes-Benz of Delray takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


*Subject to in-store verification, vehicle condition and mileage. Appraisal valid for 7 days or 500 miles, whichever comes first. See store for details. Some restrictions apply.

** These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.